I will be the first to admit: I am a virgin. I have been on-and-off dating with my girlfriend for the past 3 years. I (in a teenagers belief anyways) love her to death. She wants to have sex. But I am simply not ready to make that step. That's fine. She is understanding of that. You really need to work on the emotional aspects of the relationship, that way as your love for one another reaches new heights; you're physical actions will just occur naturally.