I don't wanna be an smartass, but as far as I know you can also pay over paypal.
I'm telling you what is true, you don't need a credit card to use paypal seeing as how you can use a bank account to activiate it etc.
You need either a credit card or a bank account to be able to use PayPal. It doesn't matter where you live.
Wrong. You can use a paypal account if it is NOT verified. You just have a $500 sending limit.