I've spent a lot of TC in my day. Whether it be from my gambling addiction or from clans and friends. I've lost about 100k from betting and have put 50k into clans and have given about 25k to friends in the few months that I've been recently active. That's only including the times that I was motivated to get TC, the rest of the time I was only focusing on having fun in different mods. Also, about a year ago, everything was worth a lot more. For example 128x128 heads were 20k and texture trails were 35k. If I could get a refund from stuff like that I'd have quite a bit of cash.
You sure are right about the art and video making, but I'm getting a new laptop within August and I'll be able to do those things once again. I've always liked to draw and create videos in my spare time. I am also apart of a gaming community called BYOND where you can create your own games and I was known as a skilled artist there.
Lastly, I don't think I've ever gotten below a B on a writing assignment in school and you can probably take this post as an essay. Trust me, if I join this clan you won't regret it.