I can't see any of your problems with the bank. Sure, it might be useless because of the whole 0% interest, but hey, who said you need to use the bank? Although I agree with it being a little stupid with not getting interest although there is a bank, if you got enough money you could get a reg key a week, which puts the whole 'BUY TORIBASH' thing to moot.

Seeing as basically this is a suggestion thread anyway now, how about having the reg keys set up so only certain people can buy them with toricredits, or have to appeal to Hampa first? Then it would solve both issues (although knowing me there is something I'm missing which would screw this up).

Perhaps that thing your missing is the fact it was added and removed 2 times by now?

i'm new so, i missed that...

could u put it on for the new ppl? like soon as u reach a certain mount of money u dont gain anymore intrest!

Wow, please... for the sake of you and others, spell things out! Also, use good grammar please.

How aboot naw?

xD u got told!!

If you want to earn credits do the following things.

1: Trade joints or blood.
2: Make heads for other people and sell them.
3: Make sigs for other people and sell them.
4: Win comps.
5: Play the game more.

There are plenty of ways to make money, you just have to be more creative about it. The alternative is buying credits. The game is becoming more diverse and giving away free money isnt an option.

theres no point in a bank then is there??

Thats right. Its there solely for decorative purposes.