Well, I'll put in my two cents here.
Bank-wise, there's no way in hell we'll have any trouble again. Khmer had the password so he could gain qi on the account ingame. His cousin found out the password through the game login screen (you know...where it says 'show password') and cleaned out our shit.
We never had any trouble with Khmer himself, and he even did the grinding on the bank for free. He's a cool guy and a pretty fantastic replay maker, so he gets a yes from me.