You're pretty spot on with the insurance lol. Its about there. But the way I look at it is, I was paying $700/month just for the truck alone. Not including insurance. Soooo I safe in the long run.

Also i just work my ass off and have no personal life is all.

Ping over there making bank, lol
I definitely couldn't afford it... well I could but not really. I get like $1300-1400/mo from paychecks but spend about $55 for internet, $46 for phone bill and another 130/mo for new S9 I decided to get (might just pay it off in full and save some money before the buy off date ends, plus gas money... im looking like $300-400/mo in expenses a month depending on also how much food I buy while I'm at work for the month rather than bringing my own stuff.

So I could afford it but then I'd have like $100-200 left over each month and I feel like that's nothing really, especially considering I don't have to pay rent or utilities atm and if I had to I would be screwed.

that's a lot of numbers

Now imagine having to do all that AND pay rent ;)

imagine living in south africa and earning like $200 a month r.i.p i don't like being a bartender in this country i wanna leave and i want an actual job

BE YOUR BEST SELF

For true horror add kids & xmas -_-

This is why you don't have kids.

last job gave me $40/month. Im 24 not 14

no im not joking thats how much they gave me each month and I had like 6 responsibilities there

that's pretty horrible tbh... whats your living expenses? if its super cheap im moving over there for retirement after i save up a bunch of money lol