Why does asking loans make you a bad person in Toribash?
Because it's the next worse thing to actual begging? What's your oppinion why do you have your acquitances and fellow players begging you to loan them significant part of your TC (for example, 50k)?
I always give loans to friends, sometimes I ask for loans and I don't think it's a bad thing.
And yes, you'll get scammed if you go giving loans to people you don't know/trust, which is pretty dumb, no?
Once you get scammed once, you try to stay away from loans.
Of course there is the occasional exception of loaning to a buddy,
but I really don't like doing it.
The past makes you wanna die out of regret, and future makes you depressed out of anxiety. So by elimination, the present is likely the happiest time.